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An Edge Up
Acquisition strategies for existing home owners and new buyers tend to make many costly mistakes. But with the climates ever changing cycles, and the 10 year note being a commodity and trading daily. There is other ways of getting this right the first time, like any home remodeling being done your only as good as the Diy electric tools you have available, perhaps that tool chest looks a little sparse in today’s economy also. Consult an expert or practitioner in every field you want to get better in, and soar with the results. 
When refinancing a 30-year mortgage, too many people start from the beginning again. When you refinance a 30-year loan that you’ve had for five years, pay off the new loan in 25 years. Just ask the lender to amortize the loan for the remaining period of the old loan, this will give you that edge because if you have made it this far chances are you only have three feet to go.